Do I need a mobility scooter insurance?

Mobility scooter insurance is not obligatory, but it is sensible to consider taking a policy to protect your prime asset and your interests.

The DVLA said: “Although it is not a legal requirement, it is strongly advised to have mobility scooter insurance. Suitable schemes are not too expensive and are available to cover your personal safety, other people’s safety and the value of the vehicle.”

How To Choose The Right Policy?

Considering your specific requirements is crucial when picking a mobility scooter insurance plan. Factors to consider include:

• The type of mobility scooter you have
• How often do you use the scooter
• Where you use the scooter
• Your budget

It is also important to compare policies from different insurance providers to find the one that offers the best coverage for your needs at an affordable price.

Items to consider in your insurance cover;

• Public Liability - Covering claims against you if you have accidentally injured someone or damaged their property with your mobility scooter
• Accidental Damage - Get your equipment repaired following an accident, theft or vandalism
• Breakdown Recovery – Should you have a breakdown on the road, this should cover cost to get you and your equipment home safely
• Temporary Hire – This should cover for any hire cost whist your equipment is being repaired
• Puncture Cover – This covers any cost associated with punctures to your tyres
• Worldwide Travel – This covers when you take your equipment while you travel